How to Rent a Car Without a Credit Card

mastercard debit card

Car Rental companies have accepted that today's consumers do not always have a credit card, and have therefore introduced policies to include Debit Cards as an alternative payment method. Renting a car without a credit card is not as impossible as it once was, but it can still be very difficult. At the end of the day it depends on the car rental supplier and their policy on debit cards. So how do you go about renting a car without a credit card?

Step 1: Investigation

Research is the key to this step and it involves looking at the car rental suppliers policy on debit cards. Find the car you want to hire and click on the rental conditions link to see the supplier policy. Scroll down to the accepted payment methods. Here you will see what payments are accepted by the supplier. Our website accepts credit cards and debit cards showing the Visa and MasterCard logo's. We do not accept cash. Having said that if we accept debit cards it is not always the case that the car hire supplier will accept debit cards as well. The payment options listed within the rental car conditions will feature prominently which car rental companies accept debit cards as payment.

Step 2: Booking the car

If your research on the conditions and policy is telling you that debit cards are accepted then you are free to go about booking your car. Double check the conditions on check out and book the car using your Visa or Mastercard debit.

Step 3: Confirm Debit Cards are Accepted with the Supplier

We suggest double checking with the car rental supplier by phone before you arrive to ensure your debit card will be accepted. You don't want to waste your time!

Step 4: Arriving at the Rental Car desk

Upon arriving at the rental car counter ensure you have your car hire voucher with you, which hopefully will state the acceptance of debit cards. Ensure that you have enough money in the account linked to your debit card to pay for the bond, and processing of the booking if a balance is payable at the desk. Speak to the representative and explain that you will not be paying by credit card and the voucher you have says that debit cards are accepted. (or if you spoke to a representative in Step 2, you confirmed this was the agreement)

Step 5: You're On your way

See, not having a credit card does not always hinder your chances of hiring a car as a debit card is in alot of cases an acceptable payment alternative to renting a car. To ensure you are also covered in the event of accident or your car is stolen it would also be wise to take out a travel insurance policy or increase your level of insurance with the supplier.

Note: There are still a number of car hire suppliers out there who only accept credit cards. Most of the big names accept debit cards but please ensure you do your research. In regards to paying cash for car rental, this is virtually impossible as the suppliers will always want to secure their assets (ie. the car) with some sort of downpayment through an institution they know they can trust (eg. Visa and MasterCard). Cash is not something they could secure a car's value with.